Our Team

It takes great people to build great relationships

The Miramar team is made up of dedicated insurance professionals, who are specialists in their chosen fields. We believe in creating long-lasting partnerships with the brokers we serve – so that they can secure quality protection for their business clients.

Who we are

Renee Gavarra

Team Leader SCTP Business Package

P: 02 9307 6637
E: rgavarra@miramaruw.com.au

Renee has 19 years experience in the insurance industry with exposure in both the London and Australian markets.

Renee joined Steadfast Underwriting Agencies in 2013, following 6 years living in London underwriting large property portfolios.

Renee’s focus is working with the broker network on the SCTP Business Package Platform, delivering quality service and business solutions, where there is always an underwriter available to talk to in the age of technology.

Outside of work, Renee enjoys going to the beach with her husband, spending time with family, running, yoga and watching live performances.

John Goodman

Senior Property Underwriter

P: 02 9307 6622
E: jgoodman@miramaruw.com.au

John has 30 years’ experience in the insurance industry, from London Market broking, claims management to underwriting.

In working for various brokerages, TPA’s, IT companies and agencies, he has been exposed to a variety of products including property, general liability, aviation, professional indemnity and management liability, in both general and niche portfolios.

John joined Miramar Underwriting Agency as a Liability Underwriter and then moved over to the Property area as Package Underwriter and then becoming a Senior Property Underwriter when Miramar joined the Steadfast Underwriting Agencies.

Outside of work he enjoys spending time with his young family, mountain biking and travelling.

James Fitzpatrick

Property Manager

P: 03 9906 3709
E: JFitzpatrick@miramaruw.com.au

James has over 30 years’ experience in the local Insurance industry, in roles varying from account management, property and commercial motor underwriting through to IT development of online platforms.

James joined Miramar Underwriting Agency in 2015 as a Property Underwriter to open the Melbourne office and is now Property Manager for the brand. He has a passion for sharing his knowledge and experience and developing broker relationships to achieve mutually beneficial results.

Outside of the office, when not spending time with family, James can be found scouring music and op-shops for old records or researching & planning his next big trip.

Nicole Byrne

Melbourne Property Team Leader & Underwriter

P: 03 9906 3744
E: nbyrne@miramaruw.com.au

Nicole has over 13 years’ experience in the industry, working in roles with general insurers and Steadfast brokerages as an account executive as well as property, liability and motor fleet underwriting.

Nicole joined Miramar in August 2017 and has rapidly progressed to lead the expanding team in Melbourne. Her work in the broking space has given her a broad insight into the industry and she is passionate about providing excellent customer service and finding solutions for our intermediary partners.

Outside of work Nicole is passionate about animal welfare and enjoys spending time with her partner and dog, as well as live music and attending St Kilda AFL games.

RÓMULO CUADROS

Property Schemes Underwriter and Schemes Team Leader

P: 02 9307 6626
E: rcuadros@miramaruw.com.au

Rómulo has over 18 years experience in the general insurance industry working as an underwriter for local and international insurers, as a broker and within the underwriting agencies space for the last 8 years.

In that time he has worked underwriting a variety of products including general liability, property, construction, marine and motor fleet, in both general and niche portfolios.

Rómulo joined Miramar in their humble beginnings at Manly in December 2011 as a Property Underwriter and then re-joined Steadfast Underwriting Agencies as the Schemes Underwriter Team Leader for Miramar in October 2013.

Assisting our broker partners finding solutions tailored to the variety of needs, developing broker relationships and delivering an efficient and dynamic service to achieve results has been one of Romulo’s many strengths.

Outside of work he enjoys spending time with his family and watching and participating in a variety of sporting activities.

Dominic Ivory

Liability Underwriting Manager

P: 02 9307 6635
E: divory@miramaruw.com.au

Dominic has over 14 years experience in the insurance industry within both underwriting agencies and an international insurer.

In that time he has worked on a variety of products including general liability, property and contingency classes, in both general and niche portfolios.

Dominic joined Steadfast Underwriting Agencies as the Hostsure Liability Manager and then to Miramar as the Liability Underwriting Manager.

Finding solutions tailored to the variety of needs of our broker partners and policy holders has been one of Dominic’s many strengths.

Out of the office he enjoys spending time with his young family and watching and participating in a variety of sporting activities.

Bruce Gibbs

Senior Liability Underwriter & Team Leader

P: 02 9307 6609
E: bgibbs@miramaruw.com.au

With over 40 years in the industry there is not much Bruce has not been exposed to both in Australian and Asian markets.

In addition to his agency experience Bruce has worked as a direct broker, insurer, re-insurer and ran his own business as a consultant to the insurance industry.

Miramar Liability has provided the ideal vehicle for Bruce to work with the broader broker market and develop bespoke solutions.

A passion for problem solving, the art of underwriting and his sharing of knowledge and experience has kept Bruce as engaged and excited about insurance as when he started.

Karmen Greaves

Liability Underwriter

P: 02 9307 6611
E: kgreaves@miramaruw.com.au

Karmen has over 10 years’ experience with underwriting agencies working on a variety of products allied with the general liability and property classes.

Starting her career with Miramar in their humble beginnings at Manly she spent time with Hostsure within Steadfast Underwriting Agencies to go full circle and re-join the Miramar Liability team.

Highly proficient in the use of the SVU platform Karmen delivers an efficient and dynamic service to achieve results well in excess of agreed service standards.

Away from the office she enjoys spending time with her son who keeps her very busy.

VANESSA HALL

Liability Underwriter

P: 02 9307 6610
E: vhall@miramaruw.com.au

Working in the Australian, NZ and Channel Islands markets, for both general insurers and agencies, Vanessa has over 15 years’ experience in the industry.

A varied career has seen Vanessa working as a loss adjuster’s assistant, claims handler, retail broker, personal lines, business pack and property underwriter. The past 8 years has seen Vanessa develop and refine her skills as a liability underwriter.

Vanessa recently joined Miramar and is looking forward to further developing broker relationships and providing them with the best solutions for their clients.

Outside of work Vanessa enjoys spending time with family and friends, making cheese, studying history and is renowned for her love of Shiraz.

PATRICE HIRST-OHLIG

Liability Underwriter

P: 02 9307 6612
E: phirstohlig@miramaruw.com.au

Patrice has over 6 years’ experience in general insurance working on a variety of products allied with the general liability and property classes

In a short time Patrice has achieved a lot and joined Miramar as a Liability Underwriter where she continues to add to her experience and understanding of her chosen vocation.

Using the SVU platform Patrice delivers a competitive and reliable result plus dealing with the opportunities that arise daily.

Out of the office she has found a new sport in baseball and can’t wait for her new home to be finished.

Barry Regan

Engineering Underwriter

P: 02 8262 2813
E: bregan@miramaruw.com.au

Barry has over 30 years’ Engineering / Machinery Breakdown / Contract Works insurance experience. Prior to insurance he completed an electrical apprenticeship, post trade refrigeration and air conditioning qualifications which unexpectedly dovetailed very nicely when moving into the insurance industry.

Barry joined Miramar in 2018 and helped implement the Miramar and Zurich Insurance Engineering / Machinery Breakdown partnership initiative and is looking forward to further developing the engineering team and enhancing broker relationships by providing brokers with the best solutions for their clients.

He has a passion for sharing his knowledge and experience and is as engaged and motivated about insurance as when he started.

Away from the office he enjoys spending time with his family & pursuing his interests in motorcycling and various football codes.